Undergraduate Honors Theses

Thesis Defended

Spring 2017

Document Type


Type of Thesis

Departmental Honors



First Advisor

Leaf Van Boven

Second Advisor

Mark Whisman

Third Advisor

Daniel C. L. Jones


Propensity to plan is an important predictor of the success of financial decision making. Individual differences in propensity to plan reflect differences in goal setting and goal striving behaviors. The current study measures individual differences in personality, culture, motivational characteristics, and thought patterns to further understanding of propensity to plan. Survey data was collected from 1299 American participants representing a “general population” sample. The results of multiple regression analysis suggest that individuals who are higher in openness, locomotion, individualism, and attention to the future are likely to display a high propensity to plan. Previous research on propensity to plan has focused on predicting outcomes, the current study’s focus in on predicting propensity to plan.